Side-by-side · Q2 2026 data
The Clinton National Bank vs Earlham Savings Bank
Metric by metric
| Measure | The Clinton National Bank | Earlham Savings Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 66 |
| Capital cushion | 84 (stronger) | 45 |
| Loan quality | 82 (stronger) | 70 |
| Earnings | 51 | 62 (stronger) |
| Funding & liquidity | 88 | 93 (stronger) |
| Problem-loan coverage | 95 (stronger) | 90 |
| Peer percentile | 75th | 31st |
| Total assets | $396.4M | $382.5M |
| Deposits / shares | $340.7M | $343.9M |
| Capital ratio | 13.44% (stronger) | 9.53% |
| Problem loans | 0.53% (stronger) | 0.91% |
| Net charge-offs | -0.01% | -0.07% (stronger) |
| Return on assets | 0.77% | 1.06% (stronger) |
| Loans ÷ deposits | 67.5% | 64.1% (stronger) |
| Uninsured deposits | 19.5% | 17.6% (stronger) |
| Offices | 8 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.2% |
The Clinton National Bank has the higher TellerScore (79 vs 66). On the 7 directional measures above (where higher or lower is clearly better), The Clinton National Bank leads on 3 and Earlham Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.