Side-by-side · Q2 2026 data
The Clinton National Bank vs First State Bank
Metric by metric
| Measure | The Clinton National Bank | First State Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 75 |
| Capital cushion | 84 (stronger) | 48 |
| Loan quality | 82 | 93 (stronger) |
| Earnings | 51 | 100 (stronger) |
| Funding & liquidity | 88 (stronger) | 53 |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 75th | 61st |
| Total assets | $396.4M | $384.2M |
| Deposits / shares | $340.7M | $308.1M |
| Capital ratio | 13.44% (stronger) | 9.77% |
| Problem loans | 0.53% | 0.21% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.01% |
| Return on assets | 0.77% | 2.11% (stronger) |
| Loans ÷ deposits | 67.5% (stronger) | 95.6% |
| Uninsured deposits | 19.5% (stronger) | 26.0% |
| Offices | 8 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.5% |
The Clinton National Bank has the higher TellerScore (79 vs 75). On the 7 directional measures above (where higher or lower is clearly better), The Clinton National Bank leads on 5 and First State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.