Side-by-side · Q2 2026 data
The Colorado Bank and Trust Company of La Junta vs Community State Bank
Bank
The Colorado Bank and Trust Company of La Junta
La Junta, Colorado · $100 million – $1 billion
Metric by metric
| Measure | The Colorado Bank and Trust Company of La Junta | Community State Bank |
|---|---|---|
| TellerScore | 69 | 78 (stronger) |
| Capital cushion | 53 | 75 (stronger) |
| Loan quality | 90 (stronger) | 70 |
| Earnings | 69 | 98 (stronger) |
| Funding & liquidity | 49 | 65 (stronger) |
| Problem-loan coverage | 96 (stronger) | 90 |
| Peer percentile | 40th | 72nd |
| Total assets | $330.3M | $208.1M |
| Deposits / shares | $280.4M | $177.6M |
| Capital ratio | 10.33% | 12.54% (stronger) |
| Problem loans | 0.30% (stronger) | 0.90% |
| Net charge-offs | 0.09% | 0.02% (stronger) |
| Return on assets | 1.23% | 1.96% (stronger) |
| Loans ÷ deposits | 94.8% | 94.5% (stronger) |
| Uninsured deposits | 29.6% | 15.3% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community State Bank has the higher TellerScore (78 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The Colorado Bank and Trust Company of La Junta leads on 1 and Community State Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.