Side-by-side · Q2 2026 data
The Colorado Bank and Trust Company of La Junta vs FlatIrons Bank
Bank
The Colorado Bank and Trust Company of La Junta
La Junta, Colorado · $100 million – $1 billion
Metric by metric
| Measure | The Colorado Bank and Trust Company of La Junta | FlatIrons Bank |
|---|---|---|
| TellerScore | 69 | 74 (stronger) |
| Capital cushion | 53 (stronger) | 39 |
| Loan quality | 90 | 100 (stronger) |
| Earnings | 69 | 80 (stronger) |
| Funding & liquidity | 49 | 76 (stronger) |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 40th | 57th |
| Total assets | $330.3M | $370.3M |
| Deposits / shares | $280.4M | $336.1M |
| Capital ratio | 10.33% (stronger) | 8.88% |
| Problem loans | 0.30% | 0.00% (stronger) |
| Net charge-offs | 0.09% | -0.01% (stronger) |
| Return on assets | 1.23% | 1.51% (stronger) |
| Loans ÷ deposits | 94.8% | 82.0% (stronger) |
| Uninsured deposits | 29.6% | 17.4% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
FlatIrons Bank has the higher TellerScore (74 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The Colorado Bank and Trust Company of La Junta leads on 1 and FlatIrons Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.