Side-by-side · Q2 2026 data
The Colorado Bank and Trust Company of La Junta vs FMS Bank
Bank
The Colorado Bank and Trust Company of La Junta
La Junta, Colorado · $100 million – $1 billion
Metric by metric
| Measure | The Colorado Bank and Trust Company of La Junta | FMS Bank |
|---|---|---|
| TellerScore | 69 (stronger) | 48 |
| Capital cushion | 53 (stronger) | 48 |
| Loan quality | 90 (stronger) | 43 |
| Earnings | 69 (stronger) | 28 |
| Funding & liquidity | 49 | 65 (stronger) |
| Problem-loan coverage | 96 (stronger) | 74 |
| Peer percentile | 40th | 6th |
| Total assets | $330.3M | $324.8M |
| Deposits / shares | $280.4M | $291.8M |
| Capital ratio | 10.33% (stronger) | 9.85% |
| Problem loans | 0.30% (stronger) | 1.71% |
| Net charge-offs | 0.09% (stronger) | 1.57% |
| Return on assets | 1.23% (stronger) | 0.20% |
| Loans ÷ deposits | 94.8% | 88.7% (stronger) |
| Uninsured deposits | 29.6% | 21.5% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.6% |
The Colorado Bank and Trust Company of La Junta has the higher TellerScore (69 vs 48). On the 7 directional measures above (where higher or lower is clearly better), The Colorado Bank and Trust Company of La Junta leads on 5 and FMS Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.