TellerScore

Side-by-side · Q2 2026 data

The Commercial and Savings Bank of Millersburg, Ohio vs Consumers National Bank

Bank

The Commercial and Savings Bank of Millersburg, Ohio

Millersburg, Ohio · $1 billion – $10 billion

69of 100
Moderate

Bank

Consumers National Bank

Minerva, Ohio · $1 billion – $10 billion

65of 100
Moderate

Metric by metric

MeasureThe Commercial and Savings Bank of Millersburg, OhioConsumers National Bank
TellerScore69 (stronger)65
Capital cushion52 (stronger)34
Loan quality7298 (stronger)
Earnings78 (stronger)58
Funding & liquidity75 (stronger)57
Problem-loan coverage9099 (stronger)
Peer percentile53rd36th
Total assets$1.3B$1.3B
Deposits / shares$1.1B$1.1B
Capital ratio10.25% (stronger)8.35%
Problem loans0.84%0.07% (stronger)
Net charge-offs0.01%0.00% (stronger)
Return on assets1.46% (stronger)0.95%
Loans ÷ deposits75.4% (stronger)82.9%
Uninsured deposits24.0% (stronger)33.0%
Offices1623
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)5.8%7.1%

The Commercial and Savings Bank of Millersburg, Ohio has the higher TellerScore (69 vs 65). On the 7 directional measures above (where higher or lower is clearly better), The Commercial and Savings Bank of Millersburg, Ohio leads on 5 and Consumers National Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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