Side-by-side · Q2 2026 data
The Commercial and Savings Bank of Millersburg, Ohio vs Liberty Savings Bank, F.S.B.
Bank
The Commercial and Savings Bank of Millersburg, Ohio
Millersburg, Ohio · $1 billion – $10 billion
Metric by metric
| Measure | The Commercial and Savings Bank of Millersburg, Ohio | Liberty Savings Bank, F.S.B. |
|---|---|---|
| TellerScore | 69 (stronger) | 52 |
| Capital cushion | 52 (stronger) | 46 |
| Loan quality | 72 (stronger) | 53 |
| Earnings | 78 (stronger) | 35 |
| Funding & liquidity | 75 (stronger) | 71 |
| Problem-loan coverage | 90 (stronger) | 74 |
| Peer percentile | 53rd | 9th |
| Total assets | $1.3B | $1.1B |
| Deposits / shares | $1.1B | $961.3M |
| Capital ratio | 10.25% (stronger) | 9.61% |
| Problem loans | 0.84% (stronger) | 1.42% |
| Net charge-offs | 0.01% (stronger) | 0.21% |
| Return on assets | 1.46% (stronger) | 0.36% |
| Loans ÷ deposits | 75.4% (stronger) | 80.4% |
| Uninsured deposits | 24.0% | 23.2% (stronger) |
| Offices | 16 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.8% | — |
The Commercial and Savings Bank of Millersburg, Ohio has the higher TellerScore (69 vs 52). On the 7 directional measures above (where higher or lower is clearly better), The Commercial and Savings Bank of Millersburg, Ohio leads on 6 and Liberty Savings Bank, F.S.B. on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.