Side-by-side · Q2 2026 data
The Commercial and Savings Bank of Millersburg, Ohio vs The Croghan Colonial Bank
Bank
The Commercial and Savings Bank of Millersburg, Ohio
Millersburg, Ohio · $1 billion – $10 billion
Metric by metric
| Measure | The Commercial and Savings Bank of Millersburg, Ohio | The Croghan Colonial Bank |
|---|---|---|
| TellerScore | 69 | 73 (stronger) |
| Capital cushion | 52 (stronger) | 51 |
| Loan quality | 72 | 97 (stronger) |
| Earnings | 78 (stronger) | 68 |
| Funding & liquidity | 75 (stronger) | 68 |
| Problem-loan coverage | 90 | 99 (stronger) |
| Peer percentile | 53rd | 70th |
| Total assets | $1.3B | $1.4B |
| Deposits / shares | $1.1B | $1.1B |
| Capital ratio | 10.25% (stronger) | 10.13% |
| Problem loans | 0.84% | 0.08% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.02% |
| Return on assets | 1.46% (stronger) | 1.20% |
| Loans ÷ deposits | 75.4% (stronger) | 80.8% |
| Uninsured deposits | 24.0% (stronger) | 25.2% |
| Offices | 16 | 19 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.8% | 10.3% |
The Croghan Colonial Bank has the higher TellerScore (73 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The Commercial and Savings Bank of Millersburg, Ohio leads on 5 and The Croghan Colonial Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.