Side-by-side · Q2 2026 data
The Commercial and Savings Bank of Millersburg, Ohio vs The Richwood Banking Company
Bank
The Commercial and Savings Bank of Millersburg, Ohio
Millersburg, Ohio · $1 billion – $10 billion
Metric by metric
| Measure | The Commercial and Savings Bank of Millersburg, Ohio | The Richwood Banking Company |
|---|---|---|
| TellerScore | 69 (stronger) | 64 |
| Capital cushion | 52 | 58 (stronger) |
| Loan quality | 72 (stronger) | 57 |
| Earnings | 78 (stronger) | 70 |
| Funding & liquidity | 75 (stronger) | 70 |
| Problem-loan coverage | 90 (stronger) | 83 |
| Peer percentile | 53rd | 33rd |
| Total assets | $1.3B | $1.3B |
| Deposits / shares | $1.1B | $1.1B |
| Capital ratio | 10.25% | 10.76% (stronger) |
| Problem loans | 0.84% (stronger) | 1.28% |
| Net charge-offs | 0.01% (stronger) | 0.06% |
| Return on assets | 1.46% (stronger) | 1.26% |
| Loans ÷ deposits | 75.4% (stronger) | 82.7% |
| Uninsured deposits | 24.0% | 22.3% (stronger) |
| Offices | 16 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.8% | 12.0% |
The Commercial and Savings Bank of Millersburg, Ohio has the higher TellerScore (69 vs 64). On the 7 directional measures above (where higher or lower is clearly better), The Commercial and Savings Bank of Millersburg, Ohio leads on 5 and The Richwood Banking Company on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.