Side-by-side · Q2 2026 data
The Commercial Bank vs Bank of Travelers Rest
Metric by metric
| Measure | The Commercial Bank | Bank of Travelers Rest |
|---|---|---|
| TellerScore | 76 | 79 (stronger) |
| Capital cushion | 76 (stronger) | 53 |
| Loan quality | 75 | 96 (stronger) |
| Earnings | 51 | 84 (stronger) |
| Funding & liquidity | 97 (stronger) | 83 |
| Problem-loan coverage | 94 | 99 (stronger) |
| Peer percentile | 64th | 88th |
| Total assets | $284.2M | $1.6B |
| Deposits / shares | $251.4M | $1.4B |
| Capital ratio | 12.65% (stronger) | 10.29% |
| Problem loans | 0.75% | 0.12% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.10% |
| Return on assets | 0.77% | 1.60% (stronger) |
| Loans ÷ deposits | 40.3% (stronger) | 64.0% |
| Uninsured deposits | 17.8% (stronger) | 27.3% |
| Offices | 7 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.6% |
Bank of Travelers Rest has the higher TellerScore (79 vs 76). On the 7 directional measures above (where higher or lower is clearly better), The Commercial Bank leads on 4 and Bank of Travelers Rest on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.