Side-by-side · Q2 2026 data
The Commercial Bank vs Blue Ridge Bank
Metric by metric
| Measure | The Commercial Bank | Blue Ridge Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 69 |
| Capital cushion | 76 (stronger) | 42 |
| Loan quality | 75 | 100 (stronger) |
| Earnings | 51 (stronger) | 41 |
| Funding & liquidity | 97 (stronger) | 87 |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 64th | 40th |
| Total assets | $284.2M | $199.4M |
| Deposits / shares | $251.4M | $181.8M |
| Capital ratio | 12.65% (stronger) | 9.19% |
| Problem loans | 0.75% | 0.00% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 0.77% (stronger) | 0.54% |
| Loans ÷ deposits | 40.3% (stronger) | 73.7% |
| Uninsured deposits | 17.8% | 8.9% (stronger) |
| Offices | 7 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Commercial Bank has the higher TellerScore (76 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The Commercial Bank leads on 5 and Blue Ridge Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.