Side-by-side · Q2 2026 data
The Commercial Bank vs Greenville Heritage Federal Credit Union
Credit union
Greenville Heritage Federal Credit Union
Greenville, South Carolina · $100 million – $1 billion
Metric by metric
| Measure | The Commercial Bank | Greenville Heritage Federal Credit Union |
|---|---|---|
| TellerScore | 76 | 80 (stronger) |
| Capital cushion | 76 (stronger) | 75 |
| Loan quality | 75 | 89 (stronger) |
| Earnings | 51 | 51 |
| Funding & liquidity | 97 | 100 (stronger) |
| Problem-loan coverage | 94 | 97 (stronger) |
| Peer percentile | 64th | 78th |
| Total assets | $284.2M | $181.2M |
| Deposits / shares | $251.4M | $157.1M |
| Capital ratio | 12.65% (stronger) | 12.53% |
| Problem loans | 0.75% | 0.34% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.31% |
| Return on assets | 0.77% | 0.78% (stronger) |
| Loans ÷ deposits | 40.3% (stronger) | 58.9% |
| Uninsured deposits | 17.8% | 8.9% (stronger) |
| Offices | 7 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.7% |
Greenville Heritage Federal Credit Union has the higher TellerScore (80 vs 76). On the 7 directional measures above (where higher or lower is clearly better), The Commercial Bank leads on 3 and Greenville Heritage Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.