Side-by-side · Q2 2026 data
The Commercial Bank vs The Peoples Bank
Metric by metric
| Measure | The Commercial Bank | The Peoples Bank |
|---|---|---|
| TellerScore | 76 | 89 (stronger) |
| Capital cushion | 76 | 79 (stronger) |
| Loan quality | 75 | 100 (stronger) |
| Earnings | 51 | 86 (stronger) |
| Funding & liquidity | 97 (stronger) | 86 |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 64th | 94th |
| Total assets | $284.2M | $446.7M |
| Deposits / shares | $251.4M | $393.5M |
| Capital ratio | 12.65% | 12.92% (stronger) |
| Problem loans | 0.75% | 0.00% (stronger) |
| Net charge-offs | -0.00% | -0.00% (stronger) |
| Return on assets | 0.77% | 1.65% (stronger) |
| Loans ÷ deposits | 40.3% (stronger) | 69.7% |
| Uninsured deposits | 17.8% (stronger) | 19.5% |
| Offices | 7 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.9% |
The Peoples Bank has the higher TellerScore (89 vs 76). On the 7 directional measures above (where higher or lower is clearly better), The Commercial Bank leads on 2 and The Peoples Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.