Side-by-side · Q2 2026 data
The Commercial Bank vs American Commerce Bank, National Association
Metric by metric
| Measure | The Commercial Bank | American Commerce Bank, National Association |
|---|---|---|
| TellerScore | 79 (stronger) | 63 |
| Capital cushion | 57 | 100 (stronger) |
| Loan quality | 94 (stronger) | 1 |
| Earnings | 100 (stronger) | 91 |
| Funding & liquidity | 61 (stronger) | 51 |
| Problem-loan coverage | 97 (stronger) | 73 |
| Peer percentile | 75th | 24th |
| Total assets | $463.7M | $495.7M |
| Deposits / shares | $419.2M | $392.1M |
| Capital ratio | 10.72% | 17.09% (stronger) |
| Problem loans | 0.17% (stronger) | 2.98% |
| Net charge-offs | 0.00% (stronger) | 0.09% |
| Return on assets | 3.14% (stronger) | 1.79% |
| Loans ÷ deposits | 81.7% (stronger) | 102.4% |
| Uninsured deposits | 30.6% | 21.4% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.6% | — |
The Commercial Bank has the higher TellerScore (79 vs 63). On the 7 directional measures above (where higher or lower is clearly better), The Commercial Bank leads on 5 and American Commerce Bank, National Association on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.