Side-by-side · Q2 2026 data
The Commercial Bank vs The Citizens Bank of Philadelphia, Mississippi
Bank
The Citizens Bank of Philadelphia, Mississippi
Philadelphia, Mississippi · $1 billion – $10 billion
Metric by metric
| Measure | The Commercial Bank | The Citizens Bank of Philadelphia, Mississippi |
|---|---|---|
| TellerScore | 72 (stronger) | 66 |
| Capital cushion | 56 (stronger) | 41 |
| Loan quality | 92 (stronger) | 84 |
| Earnings | 56 (stronger) | 52 |
| Funding & liquidity | 75 | 92 (stronger) |
| Problem-loan coverage | 95 (stronger) | 88 |
| Peer percentile | 50th | 40th |
| Total assets | $295.5M | $1.6B |
| Deposits / shares | $267.0M | $1.3B |
| Capital ratio | 10.60% (stronger) | 9.11% |
| Problem loans | 0.25% (stronger) | 0.47% |
| Net charge-offs | 0.08% (stronger) | 0.29% |
| Return on assets | 0.91% (stronger) | 0.80% |
| Loans ÷ deposits | 63.0% (stronger) | 67.1% |
| Uninsured deposits | 35.4% | 16.6% (stronger) |
| Offices | 5 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Commercial Bank has the higher TellerScore (72 vs 66). On the 7 directional measures above (where higher or lower is clearly better), The Commercial Bank leads on 6 and The Citizens Bank of Philadelphia, Mississippi on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Philadelphia, MS
- Meridian, MS
- Collinsville, MS
- De Kalb, MS