Side-by-side · Q2 2026 data
The Commercial Bank vs Unity Bank of Mississippi
Metric by metric
| Measure | The Commercial Bank | Unity Bank of Mississippi |
|---|---|---|
| TellerScore | 72 (stronger) | 61 |
| Capital cushion | 56 | 60 (stronger) |
| Loan quality | 92 (stronger) | 73 |
| Earnings | 56 (stronger) | 37 |
| Funding & liquidity | 75 | 76 (stronger) |
| Problem-loan coverage | 95 (stronger) | 58 |
| Peer percentile | 50th | 20th |
| Total assets | $295.5M | $281.8M |
| Deposits / shares | $267.0M | $248.2M |
| Capital ratio | 10.60% | 11.04% (stronger) |
| Problem loans | 0.25% (stronger) | 0.80% |
| Net charge-offs | 0.08% (stronger) | 0.62% |
| Return on assets | 0.91% (stronger) | 0.43% |
| Loans ÷ deposits | 63.0% | 59.8% (stronger) |
| Uninsured deposits | 35.4% (stronger) | 36.6% |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Commercial Bank has the higher TellerScore (72 vs 61). On the 7 directional measures above (where higher or lower is clearly better), The Commercial Bank leads on 5 and Unity Bank of Mississippi on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.