Side-by-side · Q2 2026 data
The Commercial Bank of Grayson vs Liberty Bank
Metric by metric
| Measure | The Commercial Bank of Grayson | Liberty Bank |
|---|---|---|
| TellerScore | 49 | 82 (stronger) |
| Capital cushion | 60 | 100 (stronger) |
| Loan quality | 0 | 74 (stronger) |
| Earnings | 59 (stronger) | 47 |
| Funding & liquidity | 88 | 97 (stronger) |
| Problem-loan coverage | 64 | 96 (stronger) |
| Peer percentile | 6th | 70th |
| Total assets | $242.0M | $55.7M |
| Deposits / shares | $215.4M | $46.2M |
| Capital ratio | 11.01% | 17.96% (stronger) |
| Problem loans | 3.03% | 0.77% (stronger) |
| Net charge-offs | 0.10% | 0.00% (stronger) |
| Return on assets | 0.98% (stronger) | 0.69% |
| Loans ÷ deposits | 72.2% | 59.5% (stronger) |
| Uninsured deposits | 11.5% (stronger) | 17.5% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Liberty Bank has the higher TellerScore (82 vs 49). On the 7 directional measures above (where higher or lower is clearly better), The Commercial Bank of Grayson leads on 2 and Liberty Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.