Side-by-side · Q2 2026 data
The Commercial Bank of Grayson vs Taylor County Bank
Metric by metric
| Measure | The Commercial Bank of Grayson | Taylor County Bank |
|---|---|---|
| TellerScore | 49 | 77 (stronger) |
| Capital cushion | 60 | 79 (stronger) |
| Loan quality | 0 | 68 (stronger) |
| Earnings | 59 | 83 (stronger) |
| Funding & liquidity | 88 (stronger) | 76 |
| Problem-loan coverage | 64 | 83 (stronger) |
| Peer percentile | 6th | 68th |
| Total assets | $242.0M | $243.8M |
| Deposits / shares | $215.4M | $217.3M |
| Capital ratio | 11.01% | 12.86% (stronger) |
| Problem loans | 3.03% | 0.97% (stronger) |
| Net charge-offs | 0.10% (stronger) | 0.86% |
| Return on assets | 0.98% | 1.57% (stronger) |
| Loans ÷ deposits | 72.2% (stronger) | 75.6% |
| Uninsured deposits | 11.5% (stronger) | 22.5% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Taylor County Bank has the higher TellerScore (77 vs 49). On the 7 directional measures above (where higher or lower is clearly better), The Commercial Bank of Grayson leads on 3 and Taylor County Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.