Side-by-side · Q2 2026 data
The Commercial National Bank of Brady vs Johnson City Bank
Metric by metric
| Measure | The Commercial National Bank of Brady | Johnson City Bank |
|---|---|---|
| TellerScore | 78 | 82 (stronger) |
| Capital cushion | 52 | 76 (stronger) |
| Loan quality | 100 (stronger) | 91 |
| Earnings | 100 (stronger) | 72 |
| Funding & liquidity | 52 | 84 (stronger) |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 72nd | 82nd |
| Total assets | $425.4M | $146.8M |
| Deposits / shares | $365.2M | $128.8M |
| Capital ratio | 10.24% | 12.57% (stronger) |
| Problem loans | 0.00% (stronger) | 0.26% |
| Net charge-offs | 0.00% (stronger) | 0.55% |
| Return on assets | 2.90% (stronger) | 1.29% |
| Loans ÷ deposits | 89.3% | 66.9% (stronger) |
| Uninsured deposits | 32.0% | 23.6% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Johnson City Bank has the higher TellerScore (82 vs 78). On the 7 directional measures above (where higher or lower is clearly better), The Commercial National Bank of Brady leads on 3 and Johnson City Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.