Side-by-side · Q2 2026 data
The Commercial National Bank of Brady vs West Texas State Bank
Metric by metric
| Measure | The Commercial National Bank of Brady | West Texas State Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 60 |
| Capital cushion | 52 | 55 (stronger) |
| Loan quality | 100 (stronger) | 41 |
| Earnings | 100 (stronger) | 92 |
| Funding & liquidity | 52 | 57 (stronger) |
| Problem-loan coverage | 99 (stronger) | 65 |
| Peer percentile | 72nd | 19th |
| Total assets | $425.4M | $443.7M |
| Deposits / shares | $365.2M | $396.5M |
| Capital ratio | 10.24% | 10.49% (stronger) |
| Problem loans | 0.00% (stronger) | 1.77% |
| Net charge-offs | 0.00% (stronger) | 0.03% |
| Return on assets | 2.90% (stronger) | 1.81% |
| Loans ÷ deposits | 89.3% | 75.2% (stronger) |
| Uninsured deposits | 32.0% (stronger) | 40.7% |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Commercial National Bank of Brady has the higher TellerScore (78 vs 60). On the 7 directional measures above (where higher or lower is clearly better), The Commercial National Bank of Brady leads on 5 and West Texas State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.