Side-by-side · Q2 2026 data
The Cooperative Bank vs Milford Federal Bank
Metric by metric
| Measure | The Cooperative Bank | Milford Federal Bank |
|---|---|---|
| TellerScore | 52 | 67 (stronger) |
| Capital cushion | 43 | 69 (stronger) |
| Loan quality | 81 | 87 (stronger) |
| Earnings | 22 | 33 (stronger) |
| Funding & liquidity | 35 | 58 (stronger) |
| Problem-loan coverage | 90 | 94 (stronger) |
| Peer percentile | 8th | 34th |
| Total assets | $548.3M | $545.1M |
| Deposits / shares | $457.8M | $451.5M |
| Capital ratio | 9.29% | 11.94% (stronger) |
| Problem loans | 0.57% | 0.40% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 0.06% | 0.33% (stronger) |
| Loans ÷ deposits | 100.4% (stronger) | 102.7% |
| Uninsured deposits | 37.3% | 7.9% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.3% |
Milford Federal Bank has the higher TellerScore (67 vs 52). On the 7 directional measures above (where higher or lower is clearly better), The Cooperative Bank leads on 2 and Milford Federal Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.