Side-by-side · Q2 2026 data
The Cooperative Bank vs Seamen's Bank
Metric by metric
| Measure | The Cooperative Bank | Seamen's Bank |
|---|---|---|
| TellerScore | 52 | 70 (stronger) |
| Capital cushion | 43 | 76 (stronger) |
| Loan quality | 81 (stronger) | 75 |
| Earnings | 22 | 44 (stronger) |
| Funding & liquidity | 35 | 69 (stronger) |
| Problem-loan coverage | 90 | 91 (stronger) |
| Peer percentile | 8th | 43rd |
| Total assets | $548.3M | $478.5M |
| Deposits / shares | $457.8M | $405.4M |
| Capital ratio | 9.29% | 12.57% (stronger) |
| Problem loans | 0.57% (stronger) | 0.76% |
| Net charge-offs | -0.00% | -0.01% (stronger) |
| Return on assets | 0.06% | 0.60% (stronger) |
| Loans ÷ deposits | 100.4% | 89.6% (stronger) |
| Uninsured deposits | 37.3% | 16.9% (stronger) |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Seamen's Bank has the higher TellerScore (70 vs 52). On the 7 directional measures above (where higher or lower is clearly better), The Cooperative Bank leads on 1 and Seamen's Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.