Side-by-side · Q2 2026 data
The County Federal Credit Union vs University Credit Union
Metric by metric
| Measure | The County Federal Credit Union | University Credit Union |
|---|---|---|
| TellerScore | 66 (stronger) | 60 |
| Capital cushion | 57 (stronger) | 44 |
| Loan quality | 81 (stronger) | 80 |
| Earnings | 40 | 42 (stronger) |
| Funding & liquidity | 76 (stronger) | 60 |
| Problem-loan coverage | 91 (stronger) | 90 |
| Peer percentile | 37th | 21st |
| Total assets | $529.8M | $538.5M |
| Deposits / shares | $469.3M | $409.3M |
| Capital ratio | 10.73% (stronger) | 9.37% |
| Problem loans | 0.58% (stronger) | 0.61% |
| Net charge-offs | 0.14% (stronger) | 0.17% |
| Return on assets | 0.50% | 0.54% (stronger) |
| Loans ÷ deposits | 83.8% (stronger) | 100.1% |
| Uninsured deposits | 9.0% | 3.6% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 35.6% | — |
The County Federal Credit Union has the higher TellerScore (66 vs 60). On the 7 directional measures above (where higher or lower is clearly better), The County Federal Credit Union leads on 5 and University Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.