Side-by-side · Q2 2026 data
The Croghan Colonial Bank vs Consumers National Bank
Metric by metric
| Measure | The Croghan Colonial Bank | Consumers National Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 65 |
| Capital cushion | 51 (stronger) | 34 |
| Loan quality | 97 | 98 (stronger) |
| Earnings | 68 (stronger) | 58 |
| Funding & liquidity | 68 (stronger) | 57 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 70th | 36th |
| Total assets | $1.4B | $1.3B |
| Deposits / shares | $1.1B | $1.1B |
| Capital ratio | 10.13% (stronger) | 8.35% |
| Problem loans | 0.08% | 0.07% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.20% (stronger) | 0.95% |
| Loans ÷ deposits | 80.8% (stronger) | 82.9% |
| Uninsured deposits | 25.2% (stronger) | 33.0% |
| Offices | 19 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.3% | 7.1% |
The Croghan Colonial Bank has the higher TellerScore (73 vs 65). On the 7 directional measures above (where higher or lower is clearly better), The Croghan Colonial Bank leads on 5 and Consumers National Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.