Side-by-side · Q2 2026 data
The Croghan Colonial Bank vs Vacationland Federal Credit Union
Metric by metric
| Measure | The Croghan Colonial Bank | Vacationland Federal Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 72 |
| Capital cushion | 51 | 78 (stronger) |
| Loan quality | 97 (stronger) | 61 |
| Earnings | 68 (stronger) | 49 |
| Funding & liquidity | 68 | 95 (stronger) |
| Problem-loan coverage | 99 (stronger) | 90 |
| Peer percentile | 70th | 57th |
| Total assets | $1.4B | $326.9M |
| Deposits / shares | $1.1B | $281.7M |
| Capital ratio | 10.13% | 12.84% (stronger) |
| Problem loans | 0.08% (stronger) | 1.16% |
| Net charge-offs | 0.02% (stronger) | 0.40% |
| Return on assets | 1.20% (stronger) | 0.73% |
| Loans ÷ deposits | 80.8% | 64.9% (stronger) |
| Uninsured deposits | 25.2% | 4.9% (stronger) |
| Offices | 19 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.3% | 26.7% |
The Croghan Colonial Bank has the higher TellerScore (73 vs 72). On the 7 directional measures above (where higher or lower is clearly better), The Croghan Colonial Bank leads on 4 and Vacationland Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.