Side-by-side · Q2 2026 data
The Denison State Bank vs Azura Credit Union
Metric by metric
| Measure | The Denison State Bank | Azura Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 64 |
| Capital cushion | 100 (stronger) | 53 |
| Loan quality | 64 | 75 (stronger) |
| Earnings | 100 (stronger) | 42 |
| Funding & liquidity | 78 | 83 (stronger) |
| Problem-loan coverage | 92 (stronger) | 89 |
| Peer percentile | 91st | 31st |
| Total assets | $453.6M | $851.9M |
| Deposits / shares | $369.3M | $744.6M |
| Capital ratio | 17.53% (stronger) | 10.28% |
| Problem loans | 1.08% | 0.75% (stronger) |
| Net charge-offs | 0.81% (stronger) | 1.06% |
| Return on assets | 2.00% (stronger) | 0.55% |
| Loans ÷ deposits | 81.4% | 76.9% (stronger) |
| Uninsured deposits | 16.0% | 4.4% (stronger) |
| Offices | 5 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.2% | 54.1% |
The Denison State Bank has the higher TellerScore (87 vs 64). On the 7 directional measures above (where higher or lower is clearly better), The Denison State Bank leads on 4 and Azura Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.