Side-by-side · Q2 2026 data
The Denison State Bank vs Kaw Valley State Bank and Trust Company
Metric by metric
| Measure | The Denison State Bank | Kaw Valley State Bank and Trust Company |
|---|---|---|
| TellerScore | 87 (stronger) | 85 |
| Capital cushion | 100 (stronger) | 67 |
| Loan quality | 64 | 97 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 78 (stronger) | 70 |
| Problem-loan coverage | 92 | 99 (stronger) |
| Peer percentile | 91st | 88th |
| Total assets | $453.6M | $295.8M |
| Deposits / shares | $369.3M | $250.6M |
| Capital ratio | 17.53% (stronger) | 11.73% |
| Problem loans | 1.08% | 0.08% (stronger) |
| Net charge-offs | 0.81% | -0.02% (stronger) |
| Return on assets | 2.00% | 2.17% (stronger) |
| Loans ÷ deposits | 81.4% | 76.9% (stronger) |
| Uninsured deposits | 16.0% (stronger) | 27.0% |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.2% | 2.4% |
The Denison State Bank has the higher TellerScore (87 vs 85). On the 7 directional measures above (where higher or lower is clearly better), The Denison State Bank leads on 3 and Kaw Valley State Bank and Trust Company on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.