Side-by-side · Q2 2026 data
The Dolores State Bank vs First Southwest Bank
Metric by metric
| Measure | The Dolores State Bank | First Southwest Bank |
|---|---|---|
| TellerScore | 84 | 86 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 66 | 99 (stronger) |
| Earnings | 94 (stronger) | 44 |
| Funding & liquidity | 65 | 85 (stronger) |
| Problem-loan coverage | 91 | 99 (stronger) |
| Peer percentile | 86th | 90th |
| Total assets | $456.3M | $657.5M |
| Deposits / shares | $357.3M | $491.7M |
| Capital ratio | 15.64% (stronger) | 15.31% |
| Problem loans | 1.02% | 0.04% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.05% |
| Return on assets | 1.86% (stronger) | 0.60% |
| Loans ÷ deposits | 92.3% | 68.6% (stronger) |
| Uninsured deposits | 17.4% (stronger) | 21.5% |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Southwest Bank has the higher TellerScore (86 vs 84). On the 7 directional measures above (where higher or lower is clearly better), The Dolores State Bank leads on 4 and First Southwest Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Cortez, CO