Side-by-side · Q2 2026 data
The Exchange Bank vs All Capital Bank
Metric by metric
| Measure | The Exchange Bank | All Capital Bank |
|---|---|---|
| TellerScore | 82 (stronger) | 73 |
| Capital cushion | 71 (stronger) | 45 |
| Loan quality | 100 (stronger) | 90 |
| Earnings | 65 | 95 (stronger) |
| Funding & liquidity | 84 (stronger) | 54 |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 82nd | 53rd |
| Total assets | $158.4M | $176.1M |
| Deposits / shares | $142.3M | $158.4M |
| Capital ratio | 12.10% (stronger) | 9.52% |
| Problem loans | 0.00% (stronger) | 0.30% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.13% | 1.88% (stronger) |
| Loans ÷ deposits | 36.5% (stronger) | 91.8% |
| Uninsured deposits | 30.0% | 28.2% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
The Exchange Bank has the higher TellerScore (82 vs 73). On the 6 directional measures above (where higher or lower is clearly better), The Exchange Bank leads on 4 and All Capital Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.