Side-by-side · Q2 2026 data
The Exchange Bank vs First Bank of Owasso
Metric by metric
| Measure | The Exchange Bank | First Bank of Owasso |
|---|---|---|
| TellerScore | 82 | 93 (stronger) |
| Capital cushion | 71 | 100 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 65 | 100 (stronger) |
| Funding & liquidity | 84 (stronger) | 52 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 82nd | 98th |
| Total assets | $158.4M | $639.3M |
| Deposits / shares | $142.3M | $538.7M |
| Capital ratio | 12.10% | 15.67% (stronger) |
| Problem loans | 0.00% (stronger) | 0.01% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.13% | 2.80% (stronger) |
| Loans ÷ deposits | 36.5% (stronger) | 90.3% |
| Uninsured deposits | 30.0% (stronger) | 30.8% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Bank of Owasso has the higher TellerScore (93 vs 82). On the 6 directional measures above (where higher or lower is clearly better), The Exchange Bank leads on 3 and First Bank of Owasso on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.