Side-by-side · Q2 2026 data
The Exchange Bank of Alabama vs Family Savings Credit Union
Metric by metric
| Measure | The Exchange Bank of Alabama | Family Savings Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 55 |
| Capital cushion | 100 (stronger) | 39 |
| Loan quality | 99 (stronger) | 66 |
| Earnings | 69 (stronger) | 46 |
| Funding & liquidity | 82 (stronger) | 63 |
| Problem-loan coverage | 100 (stronger) | 80 |
| Peer percentile | 96th | 13th |
| Total assets | $392.5M | $1.2B |
| Deposits / shares | $336.4M | $999.6M |
| Capital ratio | 15.30% (stronger) | 8.86% |
| Problem loans | 0.04% (stronger) | 1.03% |
| Net charge-offs | 0.04% (stronger) | 0.38% |
| Return on assets | 1.21% (stronger) | 0.65% |
| Loans ÷ deposits | 61.0% (stronger) | 96.9% |
| Uninsured deposits | 30.3% | 6.8% (stronger) |
| Offices | 5 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.1% | 11.7% |
The Exchange Bank of Alabama has the higher TellerScore (91 vs 55). On the 7 directional measures above (where higher or lower is clearly better), The Exchange Bank of Alabama leads on 6 and Family Savings Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.