Side-by-side · Q2 2026 data
The Fairfield National Bank vs Washington Savings Bank
Metric by metric
| Measure | The Fairfield National Bank | Washington Savings Bank |
|---|---|---|
| TellerScore | 65 | 77 (stronger) |
| Capital cushion | 69 | 71 (stronger) |
| Loan quality | 50 | 90 (stronger) |
| Earnings | 47 | 51 (stronger) |
| Funding & liquidity | 91 (stronger) | 87 |
| Problem-loan coverage | 87 | 97 (stronger) |
| Peer percentile | 29th | 68th |
| Total assets | $620.9M | $585.3M |
| Deposits / shares | $410.2M | $504.4M |
| Capital ratio | 11.89% | 12.07% (stronger) |
| Problem loans | 1.51% | 0.29% (stronger) |
| Net charge-offs | 0.31% | 0.07% (stronger) |
| Return on assets | 0.69% | 0.77% (stronger) |
| Loans ÷ deposits | 68.9% (stronger) | 69.9% |
| Uninsured deposits | 9.0% (stronger) | 17.6% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Washington Savings Bank has the higher TellerScore (77 vs 65). On the 7 directional measures above (where higher or lower is clearly better), The Fairfield National Bank leads on 2 and Washington Savings Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.