Side-by-side · Q2 2026 data
The Fairmount State Bank vs Scottsburg Building and Loan Association
Bank
Scottsburg Building and Loan Association
Scottsburg, Indiana · Under $100 million in assets
Metric by metric
| Measure | The Fairmount State Bank | Scottsburg Building and Loan Association |
|---|---|---|
| TellerScore | 37 | 82 (stronger) |
| Capital cushion | 67 | 100 (stronger) |
| Loan quality | 0 | 94 (stronger) |
| Earnings | 19 | 32 (stronger) |
| Funding & liquidity | 71 | 83 (stronger) |
| Problem-loan coverage | 29 | 99 (stronger) |
| Peer percentile | 3rd | 70th |
| Total assets | $57.0M | $76.9M |
| Deposits / shares | $49.0M | $61.1M |
| Capital ratio | 11.69% | 18.85% (stronger) |
| Problem loans | 6.37% | 0.18% (stronger) |
| Net charge-offs | 1.00% | 0.00% (stronger) |
| Return on assets | -0.03% | 0.30% (stronger) |
| Loans ÷ deposits | 88.7% | 77.0% (stronger) |
| Uninsured deposits | 15.3% | 15.2% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Scottsburg Building and Loan Association has the higher TellerScore (82 vs 37). On the 7 directional measures above (where higher or lower is clearly better), The Fairmount State Bank leads on 0 and Scottsburg Building and Loan Association on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.