Side-by-side · Q2 2026 data
The Fairmount State Bank vs The Bippus State Bank
Metric by metric
| Measure | The Fairmount State Bank | The Bippus State Bank |
|---|---|---|
| TellerScore | 37 | 76 (stronger) |
| Capital cushion | 67 | 70 (stronger) |
| Loan quality | 0 | 71 (stronger) |
| Earnings | 19 | 100 (stronger) |
| Funding & liquidity | 71 (stronger) | 57 |
| Problem-loan coverage | 29 | 88 (stronger) |
| Peer percentile | 3rd | 64th |
| Total assets | $57.0M | $458.9M |
| Deposits / shares | $49.0M | $391.9M |
| Capital ratio | 11.69% | 11.99% (stronger) |
| Problem loans | 6.37% | 0.86% (stronger) |
| Net charge-offs | 1.00% | -0.00% (stronger) |
| Return on assets | -0.03% | 2.42% (stronger) |
| Loans ÷ deposits | 88.7% (stronger) | 90.1% |
| Uninsured deposits | 15.3% (stronger) | 26.5% |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Bippus State Bank has the higher TellerScore (76 vs 37). On the 7 directional measures above (where higher or lower is clearly better), The Fairmount State Bank leads on 2 and The Bippus State Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.