Side-by-side · Q2 2026 data
The Falls City National Bank vs SouthTrust Bank, N.A.
Metric by metric
| Measure | The Falls City National Bank | SouthTrust Bank, N.A. |
|---|---|---|
| TellerScore | 69 | 79 (stronger) |
| Capital cushion | 100 (stronger) | 75 |
| Loan quality | 0 | 91 (stronger) |
| Earnings | 100 (stronger) | 77 |
| Funding & liquidity | 66 (stronger) | 59 |
| Problem-loan coverage | 91 | 97 (stronger) |
| Peer percentile | 40th | 75th |
| Total assets | $597.1M | $578.8M |
| Deposits / shares | $498.0M | $504.4M |
| Capital ratio | 16.33% (stronger) | 12.50% |
| Problem loans | 3.22% | 0.27% (stronger) |
| Net charge-offs | 0.15% | 0.05% (stronger) |
| Return on assets | 2.03% (stronger) | 1.43% |
| Loans ÷ deposits | 27.3% (stronger) | 65.5% |
| Uninsured deposits | 45.7% (stronger) | 47.0% |
| Offices | 3 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.8% | 14.0% |
SouthTrust Bank, N.A. has the higher TellerScore (79 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The Falls City National Bank leads on 4 and SouthTrust Bank, N.A. on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Floresville, TX