Side-by-side · Q2 2026 data
The Farmers & Merchants Bank vs Bank47
Metric by metric
| Measure | The Farmers & Merchants Bank | Bank47 |
|---|---|---|
| TellerScore | 75 (stronger) | 69 |
| Capital cushion | 100 (stronger) | 80 |
| Loan quality | 56 | 94 (stronger) |
| Earnings | 43 (stronger) | 0 |
| Funding & liquidity | 82 (stronger) | 77 |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 54th | 37th |
| Total assets | $98.3M | $97.0M |
| Deposits / shares | $86.5M | $87.7M |
| Capital ratio | 17.03% (stronger) | 12.97% |
| Problem loans | 1.33% | 0.18% (stronger) |
| Net charge-offs | 0.04% | -0.18% (stronger) |
| Return on assets | 0.59% (stronger) | -4.32% |
| Loans ÷ deposits | 5.9% (stronger) | 72.5% |
| Uninsured deposits | 31.2% | 24.8% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Farmers & Merchants Bank has the higher TellerScore (75 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The Farmers & Merchants Bank leads on 4 and Bank47 on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.