Side-by-side · Q2 2026 data
The Farmers and Merchants National Bank of Fairview vs Cowboy Bank
Bank
The Farmers and Merchants National Bank of Fairview
Fairview, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | The Farmers and Merchants National Bank of Fairview | Cowboy Bank |
|---|---|---|
| TellerScore | 66 | 84 (stronger) |
| Capital cushion | 72 | 77 (stronger) |
| Loan quality | 44 | 84 (stronger) |
| Earnings | 64 | 100 (stronger) |
| Funding & liquidity | 87 (stronger) | 70 |
| Problem-loan coverage | 78 | 95 (stronger) |
| Peer percentile | 31st | 86th |
| Total assets | $118.7M | $350.3M |
| Deposits / shares | $103.2M | $297.7M |
| Capital ratio | 12.18% | 12.72% (stronger) |
| Problem loans | 1.67% | 0.49% (stronger) |
| Net charge-offs | 0.39% | 0.01% (stronger) |
| Return on assets | 1.09% | 2.62% (stronger) |
| Loans ÷ deposits | 51.5% (stronger) | 85.3% |
| Uninsured deposits | 27.0% | 19.5% (stronger) |
| Offices | 1 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.8% |
Cowboy Bank has the higher TellerScore (84 vs 66). On the 7 directional measures above (where higher or lower is clearly better), The Farmers and Merchants National Bank of Fairview leads on 1 and Cowboy Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.