Side-by-side · Q2 2026 data
The Farmers and Merchants National Bank of Fairview vs Monument Bank
Bank
The Farmers and Merchants National Bank of Fairview
Fairview, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | The Farmers and Merchants National Bank of Fairview | Monument Bank |
|---|---|---|
| TellerScore | 66 | 76 (stronger) |
| Capital cushion | 72 (stronger) | 49 |
| Loan quality | 44 | 91 (stronger) |
| Earnings | 64 | 90 (stronger) |
| Funding & liquidity | 87 (stronger) | 72 |
| Problem-loan coverage | 78 | 96 (stronger) |
| Peer percentile | 31st | 64th |
| Total assets | $118.7M | $112.8M |
| Deposits / shares | $103.2M | $91.7M |
| Capital ratio | 12.18% (stronger) | 9.89% |
| Problem loans | 1.67% | 0.27% (stronger) |
| Net charge-offs | 0.39% | -0.06% (stronger) |
| Return on assets | 1.09% | 1.74% (stronger) |
| Loans ÷ deposits | 51.5% (stronger) | 88.7% |
| Uninsured deposits | 27.0% | 12.6% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Monument Bank has the higher TellerScore (76 vs 66). On the 7 directional measures above (where higher or lower is clearly better), The Farmers and Merchants National Bank of Fairview leads on 2 and Monument Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.