Side-by-side · Q2 2026 data
The Farmers and Merchants National Bank of Nashville vs North County Savings Bank
Bank
The Farmers and Merchants National Bank of Nashville
Nashville, Illinois · $100 million – $1 billion
Metric by metric
| Measure | The Farmers and Merchants National Bank of Nashville | North County Savings Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 68 |
| Capital cushion | 66 (stronger) | 35 |
| Loan quality | 80 | 100 (stronger) |
| Earnings | 84 (stronger) | 37 |
| Funding & liquidity | 80 | 100 (stronger) |
| Problem-loan coverage | 90 | 100 (stronger) |
| Peer percentile | 72nd | 33rd |
| Total assets | $270.3M | $63.2M |
| Deposits / shares | $242.6M | $57.9M |
| Capital ratio | 11.60% (stronger) | 8.45% |
| Problem loans | 0.61% | 0.00% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.04% |
| Return on assets | 1.61% (stronger) | 0.42% |
| Loans ÷ deposits | 75.6% | 48.9% (stronger) |
| Uninsured deposits | 19.6% | 4.4% (stronger) |
| Offices | 7 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.7% | — |
The Farmers and Merchants National Bank of Nashville has the higher TellerScore (78 vs 68). On the 7 directional measures above (where higher or lower is clearly better), The Farmers and Merchants National Bank of Nashville leads on 4 and North County Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.