Side-by-side · Q2 2026 data
The Farmers and Merchants National Bank of Nashville vs North Shore Trust and Savings
Bank
The Farmers and Merchants National Bank of Nashville
Nashville, Illinois · $100 million – $1 billion
Metric by metric
| Measure | The Farmers and Merchants National Bank of Nashville | North Shore Trust and Savings |
|---|---|---|
| TellerScore | 78 (stronger) | 74 |
| Capital cushion | 66 | 100 (stronger) |
| Loan quality | 80 (stronger) | 38 |
| Earnings | 84 (stronger) | 56 |
| Funding & liquidity | 80 | 97 (stronger) |
| Problem-loan coverage | 90 | 92 (stronger) |
| Peer percentile | 72nd | 57th |
| Total assets | $270.3M | $270.3M |
| Deposits / shares | $242.6M | $201.3M |
| Capital ratio | 11.60% | 25.24% (stronger) |
| Problem loans | 0.61% (stronger) | 1.87% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.61% (stronger) | 0.90% |
| Loans ÷ deposits | 75.6% | 63.5% (stronger) |
| Uninsured deposits | 19.6% | 14.9% (stronger) |
| Offices | 7 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.7% | 9.8% |
The Farmers and Merchants National Bank of Nashville has the higher TellerScore (78 vs 74). On the 7 directional measures above (where higher or lower is clearly better), The Farmers and Merchants National Bank of Nashville leads on 3 and North Shore Trust and Savings on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.