Side-by-side · Q2 2026 data
The Farmers and Merchants National Bank of Nashville vs State Bank of Whittington
Bank
The Farmers and Merchants National Bank of Nashville
Nashville, Illinois · $100 million – $1 billion
Metric by metric
| Measure | The Farmers and Merchants National Bank of Nashville | State Bank of Whittington |
|---|---|---|
| TellerScore | 78 (stronger) | 51 |
| Capital cushion | 66 (stronger) | 65 |
| Loan quality | 80 (stronger) | 0 |
| Earnings | 84 (stronger) | 69 |
| Funding & liquidity | 80 | 85 (stronger) |
| Problem-loan coverage | 90 (stronger) | 47 |
| Peer percentile | 72nd | 8th |
| Total assets | $270.3M | $180.1M |
| Deposits / shares | $242.6M | $159.7M |
| Capital ratio | 11.60% (stronger) | 11.55% |
| Problem loans | 0.61% (stronger) | 4.43% |
| Net charge-offs | 0.01% (stronger) | 0.33% |
| Return on assets | 1.61% (stronger) | 1.22% |
| Loans ÷ deposits | 75.6% | 75.3% (stronger) |
| Uninsured deposits | 19.6% | 13.5% (stronger) |
| Offices | 7 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.7% | — |
The Farmers and Merchants National Bank of Nashville has the higher TellerScore (78 vs 51). On the 7 directional measures above (where higher or lower is clearly better), The Farmers and Merchants National Bank of Nashville leads on 5 and State Bank of Whittington on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.