Side-by-side · Q2 2026 data
The Farmers Bank and Savings Company vs City National Bank of West Virginia
Metric by metric
| Measure | The Farmers Bank and Savings Company | City National Bank of West Virginia |
|---|---|---|
| TellerScore | 61 | 78 (stronger) |
| Capital cushion | 42 | 46 (stronger) |
| Loan quality | 68 | 93 (stronger) |
| Earnings | 52 | 98 (stronger) |
| Funding & liquidity | 82 (stronger) | 76 |
| Problem-loan coverage | 86 | 97 (stronger) |
| Peer percentile | 20th | 86th |
| Total assets | $472.0M | $6.8B |
| Deposits / shares | $425.5M | $5.4B |
| Capital ratio | 9.25% | 9.65% (stronger) |
| Problem loans | 0.97% | 0.22% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.05% |
| Return on assets | 0.80% | 1.96% (stronger) |
| Loans ÷ deposits | 78.5% (stronger) | 82.7% |
| Uninsured deposits | 13.3% (stronger) | 16.7% |
| Offices | 8 | 95 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 27.3% |
City National Bank of West Virginia has the higher TellerScore (78 vs 61). On the 7 directional measures above (where higher or lower is clearly better), The Farmers Bank and Savings Company leads on 3 and City National Bank of West Virginia on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Hurricane, WV
- Mason, WV
- Point Pleasant, WV