Side-by-side · Q2 2026 data
The Farmers Bank vs Whitaker Bank
Metric by metric
| Measure | The Farmers Bank | Whitaker Bank |
|---|---|---|
| TellerScore | 78 | 84 (stronger) |
| Capital cushion | 60 | 79 (stronger) |
| Loan quality | 100 (stronger) | 93 |
| Earnings | 61 | 77 (stronger) |
| Funding & liquidity | 83 (stronger) | 80 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 72nd | 95th |
| Total assets | $282.7M | $1.9B |
| Deposits / shares | $250.7M | $1.6B |
| Capital ratio | 11.00% | 12.89% (stronger) |
| Problem loans | 0.00% (stronger) | 0.21% |
| Net charge-offs | 0.07% | 0.06% (stronger) |
| Return on assets | 1.03% | 1.42% (stronger) |
| Loans ÷ deposits | 71.6% | 67.3% (stronger) |
| Uninsured deposits | 19.9% (stronger) | 26.8% |
| Offices | 4 | 44 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.7% | — |
Whitaker Bank has the higher TellerScore (84 vs 78). On the 7 directional measures above (where higher or lower is clearly better), The Farmers Bank leads on 2 and Whitaker Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.