Side-by-side · Q2 2026 data
The Farmers Bank vs ACB Bank
Metric by metric
| Measure | The Farmers Bank | ACB Bank |
|---|---|---|
| TellerScore | 69 (stronger) | 64 |
| Capital cushion | 66 | 72 (stronger) |
| Loan quality | 89 (stronger) | 41 |
| Earnings | 56 | 76 (stronger) |
| Funding & liquidity | 41 | 61 (stronger) |
| Problem-loan coverage | 95 (stronger) | 80 |
| Peer percentile | 40th | 26th |
| Total assets | $139.6M | $135.5M |
| Deposits / shares | $121.1M | $114.8M |
| Capital ratio | 11.58% | 12.24% (stronger) |
| Problem loans | 0.32% (stronger) | 1.77% |
| Net charge-offs | 0.03% (stronger) | 1.06% |
| Return on assets | 0.90% | 1.40% (stronger) |
| Loans ÷ deposits | 99.8% | 88.4% (stronger) |
| Uninsured deposits | 32.1% | 24.2% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Farmers Bank has the higher TellerScore (69 vs 64). On the 7 directional measures above (where higher or lower is clearly better), The Farmers Bank leads on 3 and ACB Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.