Side-by-side · Q2 2026 data
The Farmers Bank vs Bank of Hydro
Metric by metric
| Measure | The Farmers Bank | Bank of Hydro |
|---|---|---|
| TellerScore | 69 | 76 (stronger) |
| Capital cushion | 66 | 66 |
| Loan quality | 89 (stronger) | 79 |
| Earnings | 56 | 100 (stronger) |
| Funding & liquidity | 41 | 52 (stronger) |
| Problem-loan coverage | 95 (stronger) | 90 |
| Peer percentile | 40th | 64th |
| Total assets | $139.6M | $180.8M |
| Deposits / shares | $121.1M | $156.9M |
| Capital ratio | 11.58% (stronger) | 11.56% |
| Problem loans | 0.32% (stronger) | 0.64% |
| Net charge-offs | 0.03% | -0.05% (stronger) |
| Return on assets | 0.90% | 2.70% (stronger) |
| Loans ÷ deposits | 99.8% (stronger) | 102.0% |
| Uninsured deposits | 32.1% | 20.8% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Hydro has the higher TellerScore (76 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The Farmers Bank leads on 3 and Bank of Hydro on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.