Side-by-side · Q2 2026 data
The Farmers Bank vs Bank of Western Oklahoma
Metric by metric
| Measure | The Farmers Bank | Bank of Western Oklahoma |
|---|---|---|
| TellerScore | 69 | 73 (stronger) |
| Capital cushion | 66 (stronger) | 31 |
| Loan quality | 89 | 96 (stronger) |
| Earnings | 56 | 100 (stronger) |
| Funding & liquidity | 41 | 68 (stronger) |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 40th | 53rd |
| Total assets | $139.6M | $469.7M |
| Deposits / shares | $121.1M | $426.3M |
| Capital ratio | 11.58% (stronger) | 8.06% |
| Problem loans | 0.32% | 0.11% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.51% |
| Return on assets | 0.90% | 2.19% (stronger) |
| Loans ÷ deposits | 99.8% | 86.8% (stronger) |
| Uninsured deposits | 32.1% | 20.1% (stronger) |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Western Oklahoma has the higher TellerScore (73 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The Farmers Bank leads on 2 and Bank of Western Oklahoma on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.