Side-by-side · Q2 2026 data
The Farmers Bank vs First State Bank
Metric by metric
| Measure | The Farmers Bank | First State Bank |
|---|---|---|
| TellerScore | 69 | 74 (stronger) |
| Capital cushion | 66 (stronger) | 62 |
| Loan quality | 89 | 89 |
| Earnings | 56 | 62 (stronger) |
| Funding & liquidity | 41 | 71 (stronger) |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 40th | 57th |
| Total assets | $139.6M | $139.6M |
| Deposits / shares | $121.1M | $130.5M |
| Capital ratio | 11.58% (stronger) | 11.21% |
| Problem loans | 0.32% (stronger) | 0.34% |
| Net charge-offs | 0.03% (stronger) | 0.09% |
| Return on assets | 0.90% | 1.05% (stronger) |
| Loans ÷ deposits | 99.8% | 30.6% (stronger) |
| Uninsured deposits | 32.1% (stronger) | 41.4% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank has the higher TellerScore (74 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The Farmers Bank leads on 4 and First State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.