Side-by-side · Q2 2026 data
The Farmers Bank vs Shamrock Bank, N.A.
Metric by metric
| Measure | The Farmers Bank | Shamrock Bank, N.A. |
|---|---|---|
| TellerScore | 69 | 79 (stronger) |
| Capital cushion | 66 (stronger) | 58 |
| Loan quality | 89 | 90 (stronger) |
| Earnings | 56 | 90 (stronger) |
| Funding & liquidity | 41 | 77 (stronger) |
| Problem-loan coverage | 95 | 96 (stronger) |
| Peer percentile | 40th | 75th |
| Total assets | $139.6M | $501.5M |
| Deposits / shares | $121.1M | $452.9M |
| Capital ratio | 11.58% (stronger) | 10.79% |
| Problem loans | 0.32% | 0.29% (stronger) |
| Net charge-offs | 0.03% | -0.01% (stronger) |
| Return on assets | 0.90% | 1.76% (stronger) |
| Loans ÷ deposits | 99.8% | 71.3% (stronger) |
| Uninsured deposits | 32.1% | 25.3% (stronger) |
| Offices | 2 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Shamrock Bank, N.A. has the higher TellerScore (79 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The Farmers Bank leads on 1 and Shamrock Bank, N.A. on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.