Side-by-side · Q2 2026 data
The Farmers Bank vs The Exchange Bank
Metric by metric
| Measure | The Farmers Bank | The Exchange Bank |
|---|---|---|
| TellerScore | 69 | 82 (stronger) |
| Capital cushion | 66 | 71 (stronger) |
| Loan quality | 89 | 100 (stronger) |
| Earnings | 56 | 65 (stronger) |
| Funding & liquidity | 41 | 84 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 40th | 82nd |
| Total assets | $139.6M | $158.4M |
| Deposits / shares | $121.1M | $142.3M |
| Capital ratio | 11.58% | 12.10% (stronger) |
| Problem loans | 0.32% | 0.00% (stronger) |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 0.90% | 1.13% (stronger) |
| Loans ÷ deposits | 99.8% | 36.5% (stronger) |
| Uninsured deposits | 32.1% | 30.0% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Exchange Bank has the higher TellerScore (82 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The Farmers Bank leads on 0 and The Exchange Bank on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.