Side-by-side · Q2 2026 data
The Farmers Bank of Milton vs 1st Trust Bank, Inc.
Metric by metric
| Measure | The Farmers Bank of Milton | 1st Trust Bank, Inc. |
|---|---|---|
| TellerScore | 64 | 64 |
| Capital cushion | 76 (stronger) | 46 |
| Loan quality | 58 | 95 (stronger) |
| Earnings | 46 | 50 (stronger) |
| Funding & liquidity | 59 (stronger) | 47 |
| Problem-loan coverage | 83 | 97 (stronger) |
| Peer percentile | 26th | 26th |
| Total assets | $305.1M | $351.7M |
| Deposits / shares | $253.4M | $309.2M |
| Capital ratio | 12.57% (stronger) | 9.65% |
| Problem loans | 1.26% | 0.15% (stronger) |
| Net charge-offs | 0.07% | 0.01% (stronger) |
| Return on assets | 0.66% | 0.75% (stronger) |
| Loans ÷ deposits | 81.0% (stronger) | 95.5% |
| Uninsured deposits | 33.1% | 30.7% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), The Farmers Bank of Milton leads on 2 and 1st Trust Bank, Inc. on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.